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Energy Advance Loans

There are many ways to improve energy efficiency in your home…better insulation, a new water heater or even our innovative Earth Connect® Geothermal Heat Pump System. But sometimes you don’t have the financial resources readily available for these improvements.


However, through Berkeley Electric Cooperative’s business partnership with Farmers & Merchants Bank of SC you can now apply for an Energy Advance Loan. These loans can help finance energy improvements from storm doors to large appliances and feature competitive interest rates. A simple phone call to your local district office can start the process today or e-mail us for more information.


An online application can also be completed with Farmers & Merchants Bank of SC.  Applications will be submitted to Farmers & Merchants Bank after completing the form. You can complete an application online or by downloading one.

If you have any questions regarding your application contact Farmers and Merchants Bank at (843) 761-8888.


What types of projects are eligible?

What qualifications are required to apply?

What are the Energy Advance Loan Terms?


Don’t forget to visit for a list of Federal Tax Credits available for home improvements.





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